Aid for Wyoming homeowners continues

June 20, 2023

Aid for Wyoming homeowners continues

Do you know a Wyoming homeowner who has been impacted by COVID-19 and struggling to keep up with mortgage payments and other housing-related bills? The Wyoming Homeowner Assistance Fund (HAF) Program may be able to help. With up to $17,000 in one-time assistance, eligible homeowners can get caught up on delinquent mortgages, past due payments and receive up to three consecutive months of forward mortgage payments.

Thanks to $50 million in funding from the U.S. Department of the Treasury, the HAF Program is dedicated to helping Wyoming homeowners stay in their homes and get back on track financially. Despite low application numbers, the HAF Program has already distributed $9.6 million in assistance to 1,261 homeowners.

If you know a homeowner in need, please let them know about the HAF Program. Don’t let the opportunity to get assistance slip away – visit

Under the HAF Program, eligible homeowners can receive a one-time award to pay for:

  • MORTGAGE DELINQUENCY: Financial assistance to help reinstate a mortgage or to pay other housing-related costs related to a period of forbearance, delinquency, or default.
  • FORWARD MORTGAGE PAYMENTS: Up to three (3) consecutive months of forward mortgage payments. Delinquencies will be prioritized over forward mortgage payments.
  • PAST DUE UTILITY PAYMENTS: Electricity, energy costs (fuel, oil & propane), water and sewer. (Internet costs are not an eligible expense.)
  • PAST DUE HOUSING-RELATED BILLS: Property taxes, homeowners insurance or homeowner association dues.
  • June 16, 2023

    HAF Program Update

    Since its launch in May 2022, $8.5 million has gone to delinquent mortgages and $639K to forward mortgages. Another $355K has covered unpaid utility bills, $81K in unpaid property taxes, $5K for unpaid homeowners insurance and $23K for unpaid homeowner association dues.

  • HAF dashboard - June 15, 2023
  • Eligibility criteria

    • Must not have received a previous HAF award. This is a one-time award. Any eligible clients who received HAF payments in the past cannot apply.
    • Must own a property in Wyoming, including those on the Wind River Reservation.
    • Must currently occupy the property as the primary residence.
    • Must have a total annual household income at or below 150% of the area median income. Your AMI depends on how many people live in your household and the county you live in. (Please reference the table below to see the 2023 AMI applicable to your household.)
    • Must have experienced a COVID-related financial hardship after January 21, 2020
    • If applying for mortgage assistance, the loan must be the first lien on the property, and the homeowner must not intend to sell the property within six months of receiving assistance.
  •  2023 HAF AMI Table


  • ONLINE: Learn more about HAF online at
  • VIA PHONE: For application assistance, please contact the call center toll-free at 1-888-WYO-HAFP (1-888-996-4237) from 9 a.m. – 6 p.m. Monday through Friday.
  • FLYER: If you or someone you know is interested in the HAF Program, please download and share the flyer. Download English version or Spanish version
  • FAQS: Download English version or Spanish version


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